Can I get a flexible Hire & Reward (H&R) delivery car insurance policy, if I already have a Social, Domestic, and Pleasure insurance policy in Ireland?
Yes - Flexible, usage based delivery policies are available for drivers that are linked through an integrated partner. Please see the article below for criteria, benefits, and exclusions.
Insurance Type: Hire and Reward (H&R)
Policy Types: Flexible (Flex)
Levels of Cover: Levels of Cover: Third Party Only (TPO), Third Party Fire and Theft (TPFT), Fully Comprehensive (Fully Comp, Comp)
Criteria:
- Age: 21-65
- Full IE, UK or EU licence
- 2 or fewer at fault claims in last 3 years
- Driving convictions: up to 9 penalty points
- Vehicle value less than €30,000
- Vehicle engine size 3500cc or less (3.5L)
- Must be owner of vehicle
- Approved modifications allowed
- Republic of Ireland only
Benefits:
- Comparable cover to underlying SD&P
- Designed for part time drivers
- Covers for courier use (integrated partners only)
- Excess €400 per claim (If TPFT or Fully Comp)
- Windscreen Protection (repair excess €50)
Exclusions:
- Can only be used with integrated partners
- No passengers
- No breakdown cover
- Requires SD&P in place already
Price: €1.10ph - €2.20ph. Price variable depending on multiple factors