If I already have a Social Domestic & Pleasure (SDP) insurance for my van, can I get Hire & Reward (H&R) insurance so I can use it for courier work?
Yes - We can provide you with a 30 day Hire & Reward only policy that sits on top of your existing Social, Domestic, and Pleasure policy. Please see the article below for criteria, benefits, and exclusions.
Insurance Type: Hire and Reward (H&R)
Policy Types: 30 Days
Levels of Cover: Third Party Only (TPO), Third Party Fire and Theft (TPFT), Fully Comprehensive (Fully Comp, Comp)
Criteria:
- Age: 21-65
- Full UK or EU licence (held minimum 2 years)
- 2 or fewer claims in last 3 years
- Vehicle value less than £30,000
- Up to insurance group 19 for van group 20
- Up to insurance group 26 for van group 50
- Vehicle engine size up to 3000cc (4.0l)
- Must be owner/keeper of vehicle (or if spouse is both, live at same address)
- No imported vehicles (right hand drive only)
- No Modifications
- Great Britain wide (Scotland, Northern Ireland, England, Wales)
Eligibility: You must be integrated with one of the following work providers:
- Absolutely Couriers
- Buzzhire
- Deliveroo
- GoGetters
- Jobandtalent
- Just Eat
- One Delivery
- Stuart
- Uber Eats
- Vromo
- Zoom Food
Benefits:
- Comparable cover to underlying SD&P
- Designed for full time drivers
- Covers for courier use (integrated partners only)
- Excess £400 per claim (If TPFT or Fully Comp)
Exclusions:
- Can only be used with integrated partners
- 1 passenger permitted in work context
- No breakdown cover
- Requires SD&P in place already
- Excess £400 per claim
Price: 30 Day £x-£x | Annual £x-£x. Price variable depending on multiple factors.