Does Zego Commercial Insurance for Motorcycles also cover social, domestic, and pleasure use?
Yes - Riders in the UK with a Zego 30 day or annual Combination Motorcycle policy are also insured to use their vehicle for social, domestic, and pleasure use. Please see the article below for criteria, benefits, and exclusions.
Insurance Type: Combo, Social Domestic and Pleasure and Hire and Reward (SDP&P + H&R)
Policy Types: 30 Day, Annual
Levels of Cover: Third Party Fire and Theft (TPFT), Fully Comprehensive (Fully Comp, Comp)
Criteria:
- Age: 21-65 (inclusive)
- UK or EU licences only
- 0cc-125cc: Provisional & Full licence
- +126cc: Full licence only
- Must have CBT (compulsory basic training)
- 2 or fewer claims in last 3 years (fault or not)
- Driving convictions: Up to 2 minor or 1 medium driving in last 5 years (Admin will do checks on this automatically)
- No criminal convictions
- Vehicle engine size 0cc - 500cc
- Max Vehicle Value £5000
- Must be owner
- GB wide (Scotland, England, Northern Ireland, Wales)
Eligibility: You must be integrated with one of the following work providers:
- Absolutely Couriers
- Buzzhire
- Deliveroo
- GoGetters
- Jobandtalent
- Just Eat
- One Delivery
- Stuart
- Uber Eats
- Vromo
- Zoom Food
Benefits:
- Loss of damage to the insured motorcycle
- Fire (other than by Malicious Damage)
- Theft
- loss of or damage to insured motorcycle spare parts and accessories (fully comp only)
- All of the above up to £5000 value
- Windscreen cover included
- Replacement vehicle included
- Excess £400
Exclusions:
- Integrated Partners Only
- No rental vehicles
- No pillion passengers
- No racing, pace-making, contest, reliability or speed trial coverage
- No use for any purpose in connection with motor trade
- Vehicle value must be <£5000
Price: 30 Day £x-£x | Annual £x-£x. Price variable depending on multiple factors.