Some Social, Domestic and Pleasure insurance providers make the commercial decision to not allow you to purchase your Hire and Reward policy elsewhere if you have SD&P with them. This is a commercial decision by the individual insurance company. Please check your SD&P Terms and Conditions if you would like further details.
- When you are working, your standard Social, Domestic and Pleasure (SD&P) cover will not cover you in the case of an incident.
- Zego pay-as-you-go Hire & Reward policies only cover you for the time that you are working when your standard cover is not valid.
- You therefore have two policies, but they do not work at the same time. Your standard policy whilst you are not working, and your Zego policy whilst you are working.
Zego is able to provide scooter Social, Domestic and Pleasure insurance on a Third Party Only level. This will reduce your pay-as-you-go price.